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MELISSA MITCHELL

SVP Mortgage Lending

MELISSA MITCHELL

NMLS ID 525091

Serving Wise and Surrounding Counties


940-626-3412
Melissa.Mitchell@legend.bank

1706 FM 51 South
Decatur, TX 76234

With roots in the Montague County area since 1982 and as a resident of Decatur for almost 25 years, I have enjoyed helping customers in Wise County and the surrounding area with home loans for many years now. I take pride in providing honest, straight forward and prompt service. My customers’ best interest is always my top priority.


I take time to listen and guide you every step of the way. When I have a conversation with a borrower, I want them to walk away with more knowledge about the lending process than what they started with. 
I specialize in:

  • Lot/Land loans

  • Construction  

  • Purchase

  • Refinance

I would love to be your Hometown Lender.  At Legend Bank our service philosophy is built on staying connected with our customers and communities and that serving others is a privilege. The commitment is strong in the small towns we serve, and this aligns with my desire to serve our rural communities.

Local Lending, Local Lender Expertise & Local Decision Making

Home Loan Services

Now is a great time to consider buying a new home, building your dream home, or refinancing your current home. Whether you've found the perfect home or you're looking to purchase a lot and build your dream home, we are here to help you with: 

  • Home purchase

  • Home construction loans

  • Lot/Land loans

  • Refinance your existing home

You'll receive individual attention to help you through every step of the home buying process and our decisions are made right here in North Texas, giving you faster response times and local support. 

 

First Time Homebuyer Programs/New Buyer Programs*

If you are a first time homebuyer or you haven't owned a home in the last three years, you could qualify for our new buyer programs. These programs offer a conventional loan with a low percentage down payment typically only 3%, plus closing costs. 

 

Low Down Payment Programs*

  • Adjustable rate loan program available for new home purchases requiring only 3% down payment, plus closing costs. 

  • Fixed rate loan program available for new home purchases or refinances requiring only 5% down payment, plus closing costs.

 

Now is a great time to find your dream home and let Legend Bank help you finance it! Contact us today to learn more or to schedule a time for us to meet with you. We look forward to serving you. 

Apply with Melissa

NMLS ID 481267   |   Member FDIC    |    Equal Housing Lender    |    All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.  

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.  

101 W. Tarrant St., Bowie, TX 76230

 

800-873-5604    |    homeloans@legend.bank

 

www.legend.bank

NMLS ID 481267   |   Member FDIC    |    Equal Housing Lender    |    All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.  

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.