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Homebuyer Programs

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First Time Homebuyer Programs/New Buyer Programs*

If you are a first time homebuyer or you haven't owned a home in the last three years, you could qualify for our new buyer programs.

  • Conventional loan with a low percentage down payment typically only 3%, plus closing costs. 

  • Homebuyer Equity Leverage Partnership with the Federal Home Loan Bank of Dallas assists first-time homebuyers who meet income requirements with down payment assistance and closing costs. Click here to learn more. Thank you for your interest in the Homebuyer Equity Leverage Partnership (HELP) with the Federal Home Loan Bank of Dallas. Unfortunately, the funds available for this year have been distributed so we can no longer accept HELP applications at this time. We look forward to sharing information about the 2025 funds when they are available. Please reach out to a Mortgage Loan Officer for additional information and assistance.

 

Thinking about buying your first home? Check out this information from the FDIC on how to prepare for buying your first home. 

Low Down Payment Programs*

  • Adjustable rate loan program available for new home purchases requiring only 3% down payment, plus closing costs. 

  • Fixed rate loan program available for new home purchases or refinances requiring only 5% down payment, plus closing costs.

Now is a great time to find your dream home and let Legend Bank help you finance it! Contact us today to learn more or to schedule a time for us to meet with you. We look forward to serving you. 

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MEET OUR LENDERS

Our team is ready to serve you. It's our privilege.

CALCULATORS

Run the numbers and get a better feeling about your options. 

NMLS ID 481267   |   Member FDIC    |    Equal Housing Lender    |    All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.  

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.  

101 W. Tarrant St., Bowie, TX 76230

 

800-873-5604    |    homeloans@legend.bank

 

www.legend.bank

NMLS ID 481267   |   Member FDIC    |    Equal Housing Lender    |    All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.  

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.