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KRISTEN SMITH

Mortgage Loan Officer

KRISTEN SMITH

NMLS ID 2318048

Serving Tarrant County and Surrounding Counties

817-490-6797
Kristen.Smith@legend.bank

 

6851 NE Loop 820, Ste 100 
N. Richland Hills, TX 76180

I have been a banker for 10 years now and serving my customers to the utmost of my abilities is my number one priority.

 

I take great pride in all aspects of my work and strive to provide borrowers with a smooth lending experience. I make it a point of emphasis to effectively communicate with my customers throughout the entire process to make sure that my borrowers’ needs are constantly met.

 

Whether you are constructing a new home, purchasing land, buying a house, or refinancing your current property, I will be your advocate in all things mortgage. Welcome home to Legend Bank! 

Apply with Kristen

Local Lending, Local Lender Expertise & Local Decision Making

Home Loan Services

Now is a great time to consider buying a new home, building your dream home, or refinancing your current home. Whether you've found the perfect home or you're looking to purchase a lot and build your dream home, we are here to help you with: 

  • Home purchase

  • Home construction loans

  • Lot/Land loans

  • Refinance your existing home

You'll receive individual attention to help you through every step of the home buying process and our decisions are made right here in North Texas, giving you faster response times and local support. 

 

First Time Homebuyer Programs/New Buyer Programs*

If you are a first time homebuyer or you haven't owned a home in the last three years, you could qualify for our new buyer programs. These programs offer a conventional loan with a low percentage down payment typically only 3%, plus closing costs. 

 

Low Down Payment Programs*

  • Adjustable rate loan program available for new home purchases requiring only 3% down payment, plus closing costs. 

  • Fixed rate loan program available for new home purchases or refinances requiring only 5% down payment, plus closing costs.

 

Now is a great time to find your dream home and let Legend Bank help you finance it! Contact us today to learn more or to schedule a time for us to meet with you. We look forward to serving you. 

NMLS ID 481267   |   Member FDIC    |    Equal Housing Lender    |    All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.  

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.  

101 W. Tarrant St., Bowie, TX 76230

 

800-873-5604    |    homeloans@legend.bank

 

www.legend.bank

NMLS ID 481267   |   Member FDIC    |    Equal Housing Lender    |    All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.  

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.