Legend Bank Mortgage Services

Home Loan Services

Now is a great time to consider buying a new home, building your dream home or refinancing your current home. Whether you've found the perfect home or your looking to purchase a lot and build your dream home, we are here to help you with:

Home purchase
Home construction loans
Lot/Land loans
Refinance your existing home

You'll receive individual attention to help you through every step of the home buying process and our decisions are made right here in North Texas, giving you faster response times and local support.

First Time Homebuyer Programs/New Buyer Programs*

Thank you for your interest in the Homebuyer Equity Leverage Partnership (HELP) with the Federal Home Loan Bank of Dallas. Unfortunately, the funds available for this year have been distributed so we can no longer accept HELP applications at this time. We look forward to sharing information about the 2025 funds when they are available. Please reach out to a Mortgage Loan Officer for additional information and assistance.

If you are a first time homebuyer or you haven't owned a home in the last three years, you could qualify for our new buyer programs. These programs offer a conventional loan with a low percentage down payment typically only 3%, plus closing costs.

Thinking about buying your first home? Check out this information from the FDIC on how to prepare for buying your first home.

Low Down Payment Programs*

Adjustable rate loan program available for new home purchases requiring only 3% down payment, plus closing costs.
Fixed rate loan program available for new home purchases or refinances requiring only 5% down payment, plus closing costs.

It's our privilege to serve you.

Home Loan Services

Now is a great time to consider buying a new home, building your dream home or refinancing your current home. Whether you've found the perfect home or your looking to purchase a lot and build your dream home, we are here to help you with:

Home purchase

Home construction loans

Lot/Land loans

Refinance your existing home

You'll receive individual attention to help you through every step of the home buying process and our decisions are made right here in North Texas, giving you faster response times and local support.

If you are a first time homebuyer or you haven't owned a home in the last three years, you could qualify for our new buyer programs. These programs offer a conventional loan with a low percentage down payment typically only 3%, plus closing costs.

Low Down Payment Programs*

Adjustable rate loan program available for new home purchases requiring only 3% down payment, plus closing costs.

Fixed rate loan program available for new home purchases or refinances requiring only 5% down payment, plus closing costs.

Now is a great time to find your dream home and let Legend Bank help you finance it! Contact us today to learn more or to schedule a time for us to meet with you. We look forward to serving you.

MEET OUR LENDERS

Our team is ready to serve you. It's our privilege.

CALCULATORS

Run the numbers and get a better feeling about your options.

NMLS ID 481267 | Member FDIC | Equal Housing Lender | All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.

101 W. Tarrant St., Bowie, TX 76230

800-873-5604 | homeloans@legend.bank

NMLS ID 481267 | Member FDIC | Equal Housing Lender | All loans subject to credit approval.

Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.

*Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.